A temporary buydown allows homebuyers to lower their interest rate for the first several years of their mortgage loan, helping them ease into ownershi
January 20, 2023
The Waterstone Mortgage President’s Club recognizes loan originators who hit various production milestones in a given calendar year.
January 10, 2023
If you’ve ever been in the market for a new home, you might have heard terms like “conforming limit” or “jumbo loan” thrown around. This might seem li
November 29, 2022
Mortgages aren’t “one size fits all.” Your situation might be different than the next homebuyer’s, and your mortgage loan should reflect that. There a
November 29, 2022
FHFA increases conforming loan limits for 2023
November 29, 2022
Download our free loan document checklist to keep track of the files you’ll need when applying for a home loan.
October 27, 2022
With most student loans resuming normal payment schedules soon, this could be an opportune time to use your home’s equity to eliminate student debt. 
October 06, 2022
There's so much to love about fall. Is your home ready for the change of season?
September 16, 2022
Waiting for the perfect time to buy? Consider taking the plunge this fall.
September 01, 2022
Review these expert tips before starting the homebuying process for the first time.
August 01, 2022
If you are self-employed, the mortgage application process looks different than it does for those with a traditional employer. Gathering all necessary materials, remaining organized, and keeping track of your income are a few of the factors you must keep in mind.
June 30, 2022
Beginning on July 1, most medical collections will be removed from Americans’ credit reports, which may result in improved credit scores for many consumers.
June 23, 2022
The process of moving to a new state is similar to moving within your current area, but there are a few key considerations to keep in mind.
June 16, 2022
A Platinum Credit Approval allows you to present the next best thing to a cash offer.
June 10, 2022
Waterstone Mortgage’s Lock & Shop program allows homebuyers to lock in their interest rate for 60-90 days while shopping for a home.
June 01, 2022
Providing homebuyers with a variety of mortgage loan options will not only ensure they find the ideal investment for their situation, but can also tak
May 06, 2022
If you are single or your household has one income source, there are a variety of mortgage options that may suit your needs.
February 25, 2022
Elizabeth Spragg serves as Chief People and Administrative Officer for Pewaukee, Wisconsin-based Waterstone Mortgage.
January 02, 2022
The Federal Housing Administration (FHA) has announced its loan limits for 2022.
December 05, 2021
When applying for a mortgage loan, there are 5 main criteria mortgage lenders take into consideration.
November 18, 2021
Top tips for increasing your credit score
November 16, 2021
There are a few key differences veterans should be aware of when applying for a VA loan.
November 01, 2021
Homeowners insurance protects your home, while private mortgage insurance (PMI) protects your mortgage lender from the effects of loan default.
October 14, 2021
No-down-payment home loans and down payment assistance can help homeownership become more attainable.
September 01, 2021
Rich Harkwell has joined the Waterstone Mortgage executive team as Senior Vice President - Chief Sales Officer.
August 23, 2021
The Federal Housing Administration’s (FHA) new student loan guidelines allow more homebuyers to qualify for mortgage loans.
July 29, 2021
Your DTI ratio compares your monthly debts from bills against your gross monthly income to see how your money is balanced.
July 13, 2021
Finding your dream can be a challenge, especially when housing inventory is scarce and we're experiencing a seller’s market. However, there are a few solutions to help make your dream a reality.
June 04, 2021
“Dreamers” are now eligible for home loans through the Federal Housing Administration.
March 15, 2021