Many home loan programs offer low down payment requirements – or no down payment required at all.
February 06, 2025
A temporary buydown allows homebuyers to lower their interest rate for the first several years of their mortgage loan, helping them ease into homeowne
January 27, 2025
Download our free loan document checklist to keep track of the files you’ll need when applying for a home loan.
January 25, 2025
Your debt-to-income ratio impacts your ability to get a mortgage; find out ways you can lower it.
January 23, 2025
If you receive a refund when you file your tax return this season, consider these ways to put that money to good use and achieve your financial goals.
January 22, 2025
Before you start your home search, consider your "must-have" features — here are some ideas and resources to get started.
January 16, 2025
Estimate your approximate budget before buying a house, so you can narrow down your search quickly.
December 10, 2024
If you’ve ever been in the market for a new home, you might have heard terms like “conforming limit” or “jumbo loan” thrown around. This might seem li
November 26, 2024
Providing homebuyers with a variety of mortgage loan options will not only ensure they find the ideal investment for their situation, but can also tak
November 25, 2024
Here are the types of funds you can (and can’t) use for an initial deposit for your home purchase.
September 17, 2024
There’s a lot that goes into buying a house before you actually sign on the dotted line, and it all starts with a mortgage pre-approval.
September 04, 2024
If you have a bad credit score, it doesn't necessarily mean you can't get a mortgage; find out how even buyers with less-than-perfect credit can purchase a home.
September 02, 2024
Knowing what lenders look for when it comes to your credit score could help you discover which mortgage loans you may qualify for.
August 27, 2024
Follow these steps to close your mortgage loan on time.
August 19, 2024
There are many ways you can make buying a house more affordable, from temporary interest rate buydowns to down payment assistance and more.
August 15, 2024
No-down-payment home loans and down payment assistance can help homeownership become more attainable.
August 15, 2024
The process of making an offer on a home can be broken down into five simple steps.
August 12, 2024
Refinancing your home loan could have some major benefits. Take a look at the different scenarios where a mortgage refinance might be the right move for you.
August 01, 2024
Review these expert tips before starting the homebuying process for the first time.
July 29, 2024
When applying for a mortgage loan, there are 5 main criteria mortgage lenders take into consideration.
July 23, 2024
Everything you need to know about the appraisal process.
July 19, 2024
Buyers in the housing market today are looking for slightly less square footage but more specific, customized features in the homes they’re thinking about purchasing.
April 30, 2024
Waterstone Mortgage’s Lock & Shop option allows homebuyers to lock in their interest rate for 60-90 days while shopping for a home.
March 26, 2024
Following these nine steps will make your moving process a breeze.
March 13, 2024
The first step many people take to build good credit is getting a credit card and paying the full balance with every statement. After a few months of
February 23, 2024
Top tips for increasing your credit score.
February 16, 2024
Aside from the down payment, other fees may be due at the closing of your new home.
February 13, 2024
Waterstone Mortgage offers a variety of loan options for those with no credit history.
February 02, 2024
Some forms of debt can help improve your financial situation in the long run, while others may not be the best investment.
January 31, 2024
Adjustable-rate mortgages, or ARMs, have an interest rate that changes over time. These loans offer a variety of benefits for many homeowners.
November 20, 2023
