Mortgage Basics

foyer of a traditional home purchased with a temporary interest rate buydown
What is a Temporary Buydown? A Guide to Lower Mortgage Payments
A temporary buydown allows homebuyers to lower their interest rate for the first several years of their mortgage loan, helping them ease into homeownership.
July 11, 2025
Temporary Buydown Information
What is a Temporary Buydown? A Guide to Lower Mortgage Payments
July 11, 2025
Mortgage Down Payment Options
Mortgages with No or Low Down Payment Requirements
June 17, 2025
Retirement Homeownership Solutions
Home Financing Options for Baby Boomers & Retirees
June 15, 2025
8 Tips Buying First House
8 Tips for Buying Your First House
June 06, 2025
how-to-read-credit-report
How to Read Your Credit Report and Prepare for the Spring Market
March 05, 2025
Home Loan Documents
Documents Needed for a Mortgage Loan: Your Complete Checklist
January 25, 2025
How to Lower DTI Ratio
How to Lower Your DTI Ratio
January 23, 2025
using-home-equity
Homeownership Advantage: How to Tap into Your Home Equity
January 20, 2025
Tax Deductions for Homeowners
Tax Deductions for Homeowners: What You Need to Know
January 17, 2025
Wealth Building Loan No Down Payment
The No-Down-Payment Wealth Building Loan
January 09, 2025
Home Affordability Determining House Budget
How Much House Can I Afford? Determining your Budget
December 10, 2024
reverse-mortgage-success-story-seniors-relocating
Reverse Mortgage Success Story: Seniors Relocating to a New State
December 05, 2024
What is the Conforming Loan Limit
What is the Conforming Loan Limit?
November 26, 2024
How Much Does PMI Cost
How Much Does PMI Cost and How Do I Pay It?
November 06, 2024
PMI Facts
The FYI on PMI
October 19, 2024
reverse-mortgage-success-story-HECM-downsize
Reverse Mortgage Success Story: A Better Way to Downsize
October 17, 2024
Down Payment Assets
What Assets Can I Use for My Down Payment?
September 17, 2024
Benefits of Mortgage Pre Approval
Benefits of a Mortgage Pre-Approval
September 04, 2024
How to Get Mortgage Bad Credit
How to Get a Mortgage with Poor or Bad Credit
September 02, 2024
How to Qualify Mortgage Down Payment Assistance
How to Qualify for Mortgage Down Payment Assistance
August 27, 2024
How Credit Score Determined for Mortgages
How Your Credit Score is Determined for Mortgage Loans
August 27, 2024
How to Close on Time
How to Close Your Home Loan on Time
August 19, 2024
Tips for Affordable Homeownership
How to Make Homebuying Affordable
August 15, 2024
Get Mortgage With No Down Payment
How to Buy a House with No Down Payment
August 15, 2024
How to Make an Offer on House
How to Make an Offer on a House
August 12, 2024
How to Cancel PMI
How to Cancel the PMI on Your Mortgage
August 02, 2024
When to Refinance Mortgage Loan
When Should I Refinance my Mortgage Loan?
August 01, 2024
What Determines Your Credit Score
What Determines Your Credit Score?
July 30, 2024