Construction and Renovation Loans
We know your dream home is out there — sometimes it just takes a little bit of TLC or imagination to bring it to life.
At Waterstone Mortgage, we have several loan programs that will allow you to build your new home from the ground up. You can also make modifications to your existing home. Our streamlined loan process allows you to focus on the excitement of building or renovating your home.
make it your own: renovation options
Found the right home but not the perfect home? With our Make It Your Own renovation loan options, you can finance the home you love plus eligible improvements. Whether you're updating a fixer-upper or reimagining your current home, we'll help you bring your vision to life.
Make It Your Own isn't a single loan — it's our family of renovation financing solutions. Your loan expert will help determine which option best fits your home, project, and goals.
- FHA 203(k) Loan — Great for buyers purchasing a fixer-upper.
- HomeStyle® Renovation Loan — Flexible renovation financing, purchase or refinance options available.
- Renovation HELOC — Access your home's equity to complete renovations.
can I build a home from scratch?
Building a home is a great option for those who have a distinct vision of their dream house but can’t find an existing home that fits. Our Single Loan Close Construction Program provides one loan to cover construction costs and your mortgage. We’ve streamlined the process to make your life a little easier — one loan, one closing, one easy process to build your dream home.
Geographical restrictions apply. All loan requests are subject to credit approval as well as specific loan program requirements and guidelines.
