Home Loan Programs

If you're interested in learning about all the mortgage loan programs Waterstone Mortgage offers, you're in the right place.

No- and low-down payment home loans with a variety of qualifications to meet your needs.

Low-down-payment mortgage loan options to help you create your dream home.

Low-down-payment home loan options for those with less-than-perfect credit.

No-down-payment home loans for veterans.

No-down-payment home loans for those in rural or some suburban areas.

Mortgage loans for amounts above the conforming loan limit ($766,550).

Flexible financing options and expertise to guide you to the condo of your dreams.

A reverse mortgage allows homeowners who are over the age of 62 to tap into the equity they’ve built up in their home — through a lump sum, a fixed monthly payment, or a line of credit. Reverse mortgages can also be used to purchase a home.
You can utilize your home's equity in a variety of ways including a home equity loan, home equity line of credit (HELOC), or cash-out refinance.

Lower your monthly mortgage payments, reduce your interest rate, get cash out, and more with our refinance loan options.