Home Loan Programs

If you’re interested in learning more about the full range of mortgage loan programs Waterstone Mortgage offers, you’re in the right place. With nearly 700 loan options, we deliver flexible solutions designed to help individuals and families achieve their homeownership dreams.

No- and low-down payment home loans with a variety of qualifications to meet your needs.

Low-down-payment mortgage loan options to help you create your dream home.

Low-down-payment home loan options for those with less-than-perfect credit.

No-down-payment home loans for veterans.

No-down-payment home loans for those in rural or some suburban areas.

Mortgage loans for amounts above the conforming loan limit ($806,500).

Flexible financing options and expertise to guide you to the condo of your dreams.

A reverse mortgage allows homeowners who are over the age of 62 to tap into the equity they’ve built up in their home — through a lump sum, a fixed monthly payment, or a line of credit. Reverse mortgages can also be used to purchase a home.
You can utilize your home's equity in a variety of ways including a home equity loan, home equity line of credit (HELOC), or cash-out refinance.

Lower your monthly mortgage payments, reduce your interest rate, get cash out, and more with our refinance loan options.