HUD Section 184 Native American Home Loan Program

Achieve the dream of homeownership with the Native American Home Loan Program, available exclusively for members of federally recognized Native American tribes.

program details

  • Open to American Indians or Alaska Natives who are members of a federally recognized tribe
  • 2.25% down payment required
  • Better terms than an FHA loan
  • Financing available for purchase of an existing home or refinance
  • As low as 640 FICO
  • Primary residences only
  • First-time homebuyer not required
  • Maximum loan limits apply — contact your loan originator for details
Did you know?
The HUD Section 184 Loan Program was created by Congress in 1992 to help members of the underserved Indian Country purchase homes, offering Native Americans a 100% loan guarantee.