Medical Professional Program

As a medical professional, you work hard to keep our community healthy and safe — and that deserves a big “thank you.”

Our doctor loans make it easier for medical professionals to achieve their homeownership dreams by offering no-down-payment mortgage options, with no mortgage insurance requirement.

program details

  • Available for qualified medical professionals (including doctors, dentists, veterinarians, and more) who begin their residency after loan closing
  • No down payment required for loan amounts up to $1 million
  • Refinance options also available

*Geographical restrictions may apply, contact your loan originator for more information. Eligible individuals include medical doctors who have a minimum of a M.D., D.O., D.D.S., or D.M.D. degree and an employment contract (or verification of terms of employment acceptance). Medical Doctors (including Dentists, Podiatrists, and Ophthalmologists) are allowed. Veterinarians are allowed.

All loan requests are subject to credit approval as well as specific loan program requirements and guidelines. With adjustable-rate mortgages, the interest rate is variable and may increase or decrease after the initial fixed rate period based on changes to an index. This could result in an increase in the monthly payment.