Medical Professional Program

As a medical professional, you work hard to keep our community healthy and safe — and that deserves a big “thank you.”

Our doctor loans make it easier for medical professionals to achieve their homeownership dreams by offering 0-5% down payment and no mortgage insurance requirement.

program details

  • Available for qualified medical professionals (including doctors, dentists, veterinarians, and more) who have completed their residency
  • No down payment required for loan amounts up to $1 million*
  • As little as 5% down payment required for loan amounts up to $1.25 million*
  • Refinance options also available
    • No down payment required on loan amounts up to $1 million
    • 5% down payment required on loan amounts up to $1.25 million
  • Fixed-rate and adjustable-rate mortgage (ARM) options available
  • Great for borrowers currently in residency or fellowship that have heavy student loan debt
  

*Available for single- or two-unit, primary residence purchase. Geographical restrictions may apply, contact your loan originator for more information. Eligible individuals include medical doctors who have a min of a MD, DO, DDS, or DMD degree & an employment contract (or verification of terms of employment acceptance). Medical Doctors (including Dentists, Podiatrists, & Ophthalmologists) are allowed. Veterinarians are allowed. Chiropractors not permitted.

All loan requests are subject to credit approval as well as specific loan program requirements and guidelines. With adjustable-rate mortgages, the interest rate is variable and may increase or decrease after the initial fixed rate period based on changes to an index. This could result in an increase in the monthly payment. Geographical restrictions may apply.