Medical Professional Program

As a medical professional, you work hard to keep our community healthy and safe — and that deserves a big “thank you.”

Our Medical Professional Program helps eligible healthcare professionals achieve homeownership with up to 100% financing and no mortgage insurance on qualifying loan amounts.

 
Did you know?
Our Medical Professional Program offers flexible home financing for a variety of medical professionals, including doctors, dentists, veterinarians, nurse practitioners, and more.*

who qualifies for a medical professional mortgage?

Our Medical Professional Program is available to qualifying professionals* in the following fields:

  • Medical Doctor (MD)
  • Doctor of Osteopathy (DO)
  • Doctor of Dental Science or Surgery (DDS)
  • Doctor of Dental Medicine (DMD)
  • Ophthalmologist (MD or DO)
  • Psychiatrist (MD or DO)
  • Doctor of Pharmacy (PharmD)
  • Doctor of Veterinary Medicine (DVM/VMD)
  • Doctor of Podiatric Medicine (DPM)
  • Certified Registered Nurse Anesthetist (CRNA)
  • Nurse Practitioner (NP) with a Master of Science in Nursing (MSN) or Doctor of Nursing Practice (DNP)

medical professional mortgage benefits and features

  • Up to 100% financing with no mortgage insurance on loan amounts up to $2 million
  • Available for single-unit primary residences
  • Student loan debt may be excluded from debt‑to-income (DTI) calculation — ask your loan originator for details
  • Employment may begin up to 150 days from note date
  • Newly hired contractors/1099 employees permitted
  • Refinance options available

Geographical restrictions may apply, contact your loan originator for more information.

*Eligible professions include: Medical Doctor (MD), Doctor of Osteopathy (DO), Doctor of Dental Science or Surgery (DDS), Doctor of Dental Medicine (DMD), Doctor of Ophthalmology (MD or DO), Doctor of Psychiatry (MD or DO), Doctor of Pharmacy (PharmD), Doctor of Veterinary Medicine (DVM/VMD), Doctor of Podiatric Medicine (DPM), Certified Registered Nurse Anesthetist (CRNA), Nurse Practitioner (NP) with Master of Science in Nursing (MSN) or Doctor of Nursing Practice (DNP), medical residents, fellows, or interns with one of the above degrees. 

All loan requests are subject to credit approval as well as specific loan program requirements and guidelines.

ready to explore your mortgage options?
Want to learn more? Contact a local home loan expert in your area to get started.

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