Waterstone Mortgage blog

Bright home entryway and living space with hardwood floors, large windows and a white front door.
Mortgage Basics
A Mortgage That Fits Your Financial Picture
Traditional loan guidelines don’t reflect every borrower’s income, assets, or goals. Waterstone Mortgage offers flexible financing options, including non-QM loans, for qualified homebuyers and investors with a wide range of financial situations.
September 28, 2026
December 2024 FOMC Meeting
Market and Industry
FOMC Announces 0.25% Cut to Fed Funds Rate
December 18, 2024
Home Affordability Determining House Budget
Mortgage Basics
How Much House Can I Afford? Determining your Budget
December 10, 2024
reverse-mortgage-success-story-seniors-relocating
Mortgage Basics
Reverse Mortgage Success Story: Seniors Relocating to a New State
December 05, 2024
What is the Conforming Loan Limit
Mortgage Basics
What is the Conforming Loan Limit?
November 26, 2024
November 2024 FOMC Meeting
Market and Industry
FOMC Announces 0.25% Fed Funds Rate Cut
November 07, 2024
How Much Does PMI Cost
Mortgage Basics
How Much Does PMI Cost and How Do I Pay It?
November 06, 2024
jim-harper-chief-financial-officer
Life at WMC
Introducing Our New Chief Financial Officer, Jim Harper
October 21, 2024
PMI Facts
Mortgage Basics
The FYI on PMI
October 19, 2024
reverse-mortgage-success-story-HECM-downsize
Mortgage Basics
Reverse Mortgage Success Story: A Better Way to Downsize
October 17, 2024
Element
In the News
All About Element: Our All-in-One Home Loan Platform
September 26, 2024
September 2024 FOMC 50 bps Rate Cut
Market and Industry
September 2024 FOMC Meeting: 50 bps Rate Cut
September 18, 2024
Down Payment Assets
Mortgage Basics
What Assets Can I Use for My Down Payment?
September 17, 2024
Benefits of Mortgage Pre Approval
Mortgage Basics
Benefits of a Mortgage Pre-Approval
September 04, 2024
How to Get Mortgage Bad Credit
Mortgage Basics
How to Get a Mortgage with Poor or Bad Credit
September 02, 2024
How to Qualify Mortgage Down Payment Assistance
Mortgage Basics
How to Qualify for Mortgage Down Payment Assistance
August 27, 2024
NAR Settlement 2024 Explained
Market and Industry
Understanding the NAR Settlement: Key Questions Answered
August 16, 2024
Get Mortgage With No Down Payment
Mortgage Basics
How to Buy a House with No Down Payment
August 15, 2024
new-home-office
Life at WMC
Welcome to Our New Home Office!
August 13, 2024
How to Make an Offer on House
Mortgage Basics
How to Make an Offer on a House
August 12, 2024
Veteran Homebuyers Allowed to Pay Real Estate Commissions
Market and Industry
Veteran Homebuyers Now Eligible to Pay Buyer’s Agent Commissions
August 07, 2024
How to Cancel PMI
Mortgage Basics
How to Cancel the PMI on Your Mortgage
August 02, 2024
When to Refinance Mortgage Loan
Mortgage Basics
When Should I Refinance my Mortgage Loan?
August 01, 2024
FOMC July 2024 No Change
Market and Industry
July 2024 FOMC Meeting: No Change to Fed Funds Rate
July 31, 2024
What Determines Your Credit Score
Mortgage Basics
What Determines Your Credit Score?
July 30, 2024
5 Cs Homebuying
Mortgage Basics
The 5 C's of Homebuying: How to Qualify for a Mortgage Loan
July 23, 2024
June 2024 FOMC Meeting
Market and Industry
June 2024 FOMC Meeting: No Change to Fed Funds Rate
June 12, 2024
finding-best-reverse-mortgage-lender
Mortgage Basics
How to Find the Best Reverse Mortgage Lender
May 29, 2024
5-reasons-choose-reverse-mortgage
Mortgage Basics
5 Reasons You Should Choose a Reverse Mortgage
May 12, 2024