Waterstone Mortgage blog

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Market and Industry
Fed Holds Rates Steady: What It Means for Mortgage Rates and Homebuyers in 2026
The Federal Open Market Committee (FOMC) announced no change to the Fed funds rate at its April 2026 meeting.
April 29, 2026
January 2025 Federal Open Market Committee Meeting
Market and Industry
Federal Open Market Committee Announces No Change to Fed Funds Rate
January 29, 2025
Home Loan Documents
Mortgage Basics
Documents Needed for a Mortgage Loan: Your Complete Checklist
January 25, 2025
How to Lower DTI Ratio
Mortgage Basics
How to Lower Your DTI Ratio
January 23, 2025
using-home-equity
Mortgage Basics
Homeownership Advantage: How to Tap into Your Home Equity
January 20, 2025
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Agent Resources
Benefits of Working with a Real Estate Professional when Selling a House
January 18, 2025
Tax Deductions for Homeowners
Mortgage Basics
Tax Deductions for Homeowners: What You Need to Know
January 17, 2025
House Hunting Checklist
Home Life
How to Make a House Hunting Checklist
January 16, 2025
veteran-community-mortgage-team
Life at WMC
Meet The Veteran Community Mortgage Team
January 15, 2025
traci-husslein-svp-capital-markets
Life at WMC
Traci Husslein Promoted to SVP – Capital Markets
January 07, 2025
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Life at WMC
Why Choose Waterstone Mortgage? Loan Officers Explain
January 03, 2025
December 2024 FOMC Meeting
Market and Industry
FOMC Announces 0.25% Cut to Fed Funds Rate
December 18, 2024
Home Affordability Determining House Budget
Mortgage Basics
How Much House Can I Afford? Determining your Budget
December 10, 2024
reverse-mortgage-success-story-seniors-relocating
Mortgage Basics
Reverse Mortgage Success Story: Seniors Relocating to a New State
December 05, 2024
What is the Conforming Loan Limit
Mortgage Basics
What is the Conforming Loan Limit?
November 26, 2024
November 2024 FOMC Meeting
Market and Industry
FOMC Announces 0.25% Fed Funds Rate Cut
November 07, 2024
How Much Does PMI Cost
Mortgage Basics
How Much Does PMI Cost and How Do I Pay It?
November 06, 2024
jim-harper-chief-financial-officer
Life at WMC
Introducing Our New Chief Financial Officer, Jim Harper
October 21, 2024
PMI Facts
Mortgage Basics
The FYI on PMI
October 19, 2024
reverse-mortgage-success-story-HECM-downsize
Mortgage Basics
Reverse Mortgage Success Story: A Better Way to Downsize
October 17, 2024
Element
In the News
All About Element: Our All-in-One Home Loan Platform
September 26, 2024
September 2024 FOMC 50 bps Rate Cut
Market and Industry
September 2024 FOMC Meeting: 50 bps Rate Cut
September 18, 2024
Down Payment Assets
Mortgage Basics
What Assets Can I Use for My Down Payment?
September 17, 2024
Benefits of Mortgage Pre Approval
Mortgage Basics
Benefits of a Mortgage Pre-Approval
September 04, 2024
How to Get Mortgage Bad Credit
Mortgage Basics
How to Get a Mortgage with Poor or Bad Credit
September 02, 2024
How to Qualify Mortgage Down Payment Assistance
Mortgage Basics
How to Qualify for Mortgage Down Payment Assistance
August 27, 2024
How Credit Score Determined for Mortgages
Mortgage Basics
How Your Credit Score is Determined for Mortgage Loans
August 27, 2024
How to Close on Time
Mortgage Basics
How to Close Your Home Loan on Time
August 19, 2024
NAR Settlement 2024 Explained
Market and Industry
Understanding the NAR Settlement: Key Questions Answered
August 16, 2024