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April 28, 2026
How mortgage expert Margie Hennessey turned her cultural connection into a mission — guiding buyers, especially those in the Deaf and Hard of Hearing community, through the home loan process with accessibility, education, and expertise
April 29, 2026
The Federal Open Market Committee (FOMC) announced no change to the Fed funds rate at its April 2026 meeting.
Most mortgages are designed to be paid down over time. The All-In-One mortgage is designed to help you do it more efficiently.
By combining your mortgage and everyday banking into one account, this solution allows your income and deposits to automati
At Waterstone Mortgage in Albuquerque, New Mexico, we understand that buying a home is one of the most important financial decisions you will ever make. Whether you’re purchasing your first home, building a custom home, refinancing, or investi
At Waterstone Mortgage in Maple Grove, we understand that buying a home is one of the most important financial decisions you will ever make. Whether you’re purchasing your first home, building new construction, buying a condominium, refinancing
At Waterstone Mortgage in Newport, Rhode Island, our team brings decades of combined mortgage and financial services experience to homebuyers across the Northeast and beyond. With a team that brings decades of combined mortgage and financial services
what is a conventional loan?
Conventional loans are often referred to as “conforming loans” because they meet the guidelines set by Freddie Mac and Fannie Mae. The most notable guideline is that the maximum loan amount for a single-unit p
what is an FHA loan?
FHA loans are insured by the Federal Housing Administration, which allows lenders to offer mortgage financing to more homebuyers — ones who may not meet the qualifications of conventional loan programs. Because the governme
mortgage loans for veterans and active-duty military
At Waterstone Mortgage, we proudly support those who serve our nation. That’s why we offer Veterans Affairs (VA) loans — a special mortgage program designed exclusively for U.S. militar
We know your dream home is out there — sometimes it just takes a little bit of TLC or imagination to bring it to life.
At Waterstone Mortgage, we have several loan programs that will allow you to build your new home from the ground up. You can
flexible investment property financing options
There's no doubt that investing in real estate can be a great way to build long-term assets and generate rental income. But what’s the best way to finance your investment property deals?
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Looking to finance your home, but your needs don’t seem to fit the mold of a traditional mortgage? Our wide variety of niche and specialty loan programs may be just the ticket.
I am the Senior Marketing & Communications Specialist for Waterstone Mortgage, specializing in copywriting for internal and external pieces — social media, corporate communications, blog posts, advertisements, and more.
July 13, 2021
Your DTI ratio compares your monthly debts from bills against your gross monthly income to see how your money is balanced.
November 25, 2025
The FHFA’s updated 2026 conforming loan limit could expand buying power for many homebuyers.
October 14, 2021
Homeowners insurance protects your home, while private mortgage insurance (PMI) protects your mortgage lender from the effects of loan default.
July 30, 2024
Several financial categories have an impact your credit score, which is one of the factors that lenders consider when deciding if you’re eligible for a mortgage.
January 23, 2025
If you’re planning to buy a home soon, decreasing your DTI ratio could open up a wider range of mortgage opportunities for you.
what is a HomeStyle® renovation loan?
Picture this: You’ve found your dream home. But… there’s just that one thing you wish could change.
The HomeStyle® Renovation mortgage loan program allows you to take out one mortgage t
January 01, 0001
A home equity line of credit (HELOC) is line of credit that allows homeowners to borrow money against the equity in their home. It works somewhat like a credit card, where you have a predetermined credit limit, and you can borrow against it as needed
home construction loans at Waterstone Mortgage
Are you ready to build your dream home? Our Single Loan Close Construction Program makes getting one loan for the entire process simple. Let us focus on getting you financed while your general contractor
February 16, 2024
Top tips for increasing your credit score.
September 02, 2024
If your credit score is less than perfect, check out these tips for improving your score and finding a mortgage loan that suits your needs.
February 23, 2024
The first step many people take to build good credit is getting a credit card and paying the full balance with every statement. After a few months of established history, a credit score will populate — and hopefully a pretty good one at that. (
November 20, 2023
Adjustable-rate mortgages, or ARMs, have an interest rate that changes over time. These loans offer a variety of benefits for many homeowners.
August 27, 2024
Here’s what lenders look for when deciding if you qualify for a mortgage.
I am the Communications Coordinator for Waterstone Mortgage, specializing in media relations and copywriting for special projects and initiatives. I worked as a writer and editor for a local magazine before transitioning to corporate communications.
August 20, 2020
Homeowners insurance protects you and your home in the event of an accident.
October 19, 2024
Private mortgage insurance is often required for conventional mortgage loans with less than 20% down.
