Your search for returned 635 results.
June 12, 2026
The Waterstone Mortgage President’s Club recognizes loan originators who hit various production milestones in a given calendar year.
June 16, 2026
Waterstone Mortgage’s Waldorf branch marks its tenth anniversary of serving homebuyers in Maryland and beyond
April 28, 2026
How mortgage expert Margie Hennessey turned her cultural connection into a mission — guiding buyers, especially those in the Deaf and Hard of Hearing community, through the home loan process with accessibility, education, and expertise
June 17, 2026
The Federal Open Market Committee (FOMC) left the federal funds rate unchanged for a fourth consecutive meeting. Here's what the decision means for mortgage rates, affordability, and homebuyers moving forward.
June 18, 2026
Learn what closing costs include, when they’re due, and how to prepare before closing day.
January 20, 2021
A primary component of becoming eligible to buy a home is having a down payment, which often takes time and saving to create.
February 13, 2024
Aside from the down payment, other fees may be due at the closing of your new home.
October 14, 2021
Homeowners insurance protects your home, while private mortgage insurance (PMI) protects your mortgage lender from the effects of loan default.
August 10, 2020
Preparing your home can have a serious impact on buyers – and we have the top staging tips.
what is a conventional loan?
Conventional loans are often referred to as “conforming loans” because they meet the guidelines set by Freddie Mac and Fannie Mae. The most notable guideline is that the maximum loan amount for a single-unit p
what is an FHA loan?
FHA loans are insured by the Federal Housing Administration, which allows lenders to offer mortgage financing to more homebuyers — ones who may not meet the qualifications of conventional loan programs. Because the governme
what is a USDA loan?
A USDA Guaranteed Rural Housing Loan is a fixed-rate mortgage backed by the U.S. Department of Agriculture. These loans were long thought of as just for farmers, but the program has been expanded in recent years to help families
mortgage loans for veterans and active-duty military
At Waterstone Mortgage, we proudly support those who serve our nation. That’s why we offer Veterans Affairs (VA) loans — a special mortgage program designed exclusively for U.S. militar
jumbo loans at Waterstone Mortgage
At Waterstone Mortgage, our jumbo home loans make it easier than ever for homebuyers to purchase homes above the conventional conforming loan limit.
With flexible options, program expertise, and superior service, we
what is down payment assistance?
Down payment assistance programs are put in place to help eligible homebuyers provide funds for their down payment on a new home or closing costs. These are often state-specific.
June 17, 2026
A temporary buydown allows homebuyers to lower their interest rate for the first several years of their mortgage loan, helping them ease into homeownership.
Many down payment assistance (DPA) programs are offered on a state-by-state basis. However, the National Homebuyers Fund and Chenoa Fund DPA programs can be used with FHA loans nearly nationwide.
These programs offers up to 5% in assistance. FHA only
February 28, 2019
Odds are, if you have a college degree you have student loan debt that comes along with it. In fact, 70% of college students graduate with student loan debt. One-fourth of all American adults are currently paying off student loans.
That may sound int
February 02, 2024
Waterstone Mortgage offers a variety of loan options for those with no credit history.
what is the community experts loan program?
Simply put, Community Experts is a no-down-payment loan program available exclusively for those who serve as experts on their subject matter for our communities.
As one of these experts, we realize the time
November 20, 2023
Adjustable-rate mortgages, or ARMs, have an interest rate that changes over time. These loans offer a variety of benefits for many homeowners.
what is an FHA 203(k) loan?
What happens when you find the home of your dreams — or, at least, it has the potential to be the home of your dreams — but it needs some repairs or modernization?
With one loan, you can buy your new house and
