Your search for returned 640 results.
what is an FHA loan?
FHA loans are insured by the Federal Housing Administration, which allows lenders to offer mortgage financing to more homebuyers — ones who may not meet the qualifications of conventional loan programs. Because the governme
mortgage loans for veterans and active-duty military
At Waterstone Mortgage, we proudly support those who serve our nation. That’s why we offer Veterans Affairs (VA) loans — a special mortgage program designed exclusively for U.S. militar
We know your dream home is out there — sometimes it just takes a little bit of TLC or imagination to bring it to life.
At Waterstone Mortgage, we have several loan programs that will allow you to build your new home from the ground up. You can
flexible investment property financing options
There's no doubt that investing in real estate can be a great way to build long-term assets and generate rental income. But what’s the best way to finance your investment property deals?
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Looking to finance your home, but your needs don’t seem to fit the mold of a traditional mortgage? Our wide variety of niche and specialty loan programs may be just the ticket.
July 13, 2021
Your DTI ratio compares your monthly debts from bills against your gross monthly income to see how your money is balanced.
November 25, 2025
The FHFA’s updated 2026 conforming loan limit could expand buying power for many homebuyers.
October 14, 2021
Homeowners insurance protects your home, while private mortgage insurance (PMI) protects your mortgage lender from the effects of loan default.
July 30, 2024
Several financial categories have an impact your credit score, which is one of the factors that lenders consider when deciding if you’re eligible for a mortgage.
January 23, 2025
If you’re planning to buy a home soon, decreasing your DTI ratio could open up a wider range of mortgage opportunities for you.
what is a HomeStyle® renovation loan?
Picture this: You’ve found your dream home. But… there’s just that one thing you wish could change.
The HomeStyle® Renovation mortgage loan program allows you to take out one mortgage t
January 01, 0001
A home equity line of credit (HELOC) is line of credit that allows homeowners to borrow money against the equity in their home. It works somewhat like a credit card, where you have a predetermined credit limit, and you can borrow against it as needed
home construction loans at Waterstone Mortgage
Are you ready to build your dream home? Our Single Loan Close Construction Program makes getting one loan for the entire process simple. Let us focus on getting you financed while your general contractor
February 16, 2024
Top tips for increasing your credit score.
September 02, 2024
If your credit score is less than perfect, check out these tips for improving your score and finding a mortgage loan that suits your needs.
February 23, 2024
The first step many people take to build good credit is getting a credit card and paying the full balance with every statement. After a few months of established history, a credit score will populate — and hopefully a pretty good one at that. (
November 20, 2023
Adjustable-rate mortgages, or ARMs, have an interest rate that changes over time. These loans offer a variety of benefits for many homeowners.
August 27, 2024
Here’s what lenders look for when deciding if you qualify for a mortgage.
August 20, 2020
Homeowners insurance protects you and your home in the event of an accident.
October 19, 2024
Private mortgage insurance is often required for conventional mortgage loans with less than 20% down.
August 02, 2024
Private mortgage insurance is sometimes needed to secure a mortgage; here’s how you can eventually phase it out of your monthly payment.
September 17, 2024
Here are the types of funds you can (and can’t) use for an initial deposit for your home purchase.
Looking for a getaway? (Aren’t we all?) Let us help you find your home-away-from-home with financing options to suit your unique needs and financial situation.
February 28, 2019
Odds are, if you have a college degree you have student loan debt that comes along with it. In fact, 70% of college students graduate with student loan debt. One-fourth of all American adults are currently paying off student loans.
That may sound int
Many down payment assistance (DPA) programs are offered on a state-by-state basis. However, the National Homebuyers Fund and Chenoa Fund DPA programs can be used with FHA loans nearly nationwide.
These programs offers up to 5% in assistance. FHA only
what is an FHA 203(k) loan?
What happens when you find the home of your dreams — or, at least, it has the potential to be the home of your dreams — but it needs some repairs or modernization?
With one loan, you can buy your new house and
what is down payment assistance?
Down payment assistance programs are put in place to help eligible homebuyers provide funds for their down payment on a new home or closing costs. These are often state-specific.
January 01, 0001
The Federal Home Loan Bank of Chicago’s Downpayment Plus® Program offers up to $10,000 in down payment assistance for eligible homebuyers.
what is a USDA loan?
A USDA Guaranteed Rural Housing Loan is a fixed-rate mortgage backed by the U.S. Department of Agriculture. These loans were long thought of as just for farmers, but the program has been expanded in recent years to help families
Achieve the dream of homeownership with the Native American Home Loan Program, available exclusively for members of federally recognized Native American tribes.
