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January 20, 2026
How our incredible team shaped the future of mortgage lending by achieving exceptional milestones and accolades in 2025
I am the Communications Coordinator for Waterstone Mortgage, specializing in media relations and copywriting for special projects and initiatives. I worked as a writer and editor for a local magazine before transitioning to corporate communications.
October 14, 2021
Homeowners insurance protects your home, while private mortgage insurance (PMI) protects your mortgage lender from the effects of loan default.
October 19, 2024
Private mortgage insurance is often required for conventional mortgage loans with less than 20% down.
August 20, 2020
Homeowners insurance protects you and your home in the event of an accident.
August 02, 2024
Private mortgage insurance is sometimes needed to secure a mortgage; here’s how you can eventually phase it out of your monthly payment.
July 30, 2024
Several financial categories have an impact your credit score, which is one of the factors that lenders consider when deciding if you’re eligible for a mortgage.
mortgage loans for veterans and active-duty military
At Waterstone Mortgage, we proudly support those who serve our nation. That’s why we offer Veterans Affairs (VA) loans — a special mortgage program designed exclusively for U.S. militar
September 02, 2024
If your credit score is less than perfect, check out these tips for improving your score and finding a mortgage loan that suits your needs.
February 23, 2024
The first step many people take to build good credit is getting a credit card and paying the full balance with every statement. After a few months of established history, a credit score will populate — and hopefully a pretty good one at that. (
February 16, 2024
Top tips for increasing your credit score.
July 13, 2021
Your DTI ratio compares your monthly debts from bills against your gross monthly income to see how your money is balanced.
January 01, 0001
The Federal Home Loan Bank of Chicago’s Downpayment Plus® Program offers up to $10,000 in down payment assistance for eligible homebuyers.
February 02, 2024
Waterstone Mortgage offers a variety of loan options for those with no credit history.
November 20, 2023
Adjustable-rate mortgages, or ARMs, have an interest rate that changes over time. These loans offer a variety of benefits for many homeowners.
what is an FHA 203(k) loan?
What happens when you find the home of your dreams — or, at least, it has the potential to be the home of your dreams — but it needs some repairs or modernization?
With one loan, you can buy your new house and
September 17, 2024
Here are the types of funds you can (and can’t) use for an initial deposit for your home purchase.
what is the community experts loan program?
Simply put, Community Experts is a no-down-payment loan program available exclusively for those who serve as experts on their subject matter for our communities.
As one of these experts, we realize the time
what is the community heroes loan program?
You serve our communities. Let us help serve you!
Community Heroes is a low-down-payment conventional loan program tailored specifically for, well, community heroes. This includes:
Nurses
CNAs
M
November 26, 2024
If you’ve ever been in the market for a new home, you might have heard terms like “conforming limit” or “jumbo loan” thrown around. This might seem like just another regulation or a hoop you have to jump through, but it&