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A Loan for Every Homebuyer
September 02, 2024
If your credit score is less than perfect, check out these tips for improving your score and finding a mortgage loan that suits your needs.
February 23, 2024
The first step many people take to build good credit is getting a credit card and paying the full balance with every statement. After a few months of established history, a credit score will populate — and hopefully a pretty good one at that. (
November 25, 2025
The FHFA’s updated 2026 conforming loan limit could expand buying power for many homebuyers.
August 20, 2020
Homeowners insurance protects you and your home in the event of an accident.
October 19, 2024
Private mortgage insurance is often required for conventional mortgage loans with less than 20% down.
August 02, 2024
Private mortgage insurance is sometimes needed to secure a mortgage; here’s how you can eventually phase it out of your monthly payment.
August 27, 2024
Down payment assistance qualifications include first-time homebuyer status, income limits, and homebuyer education requirements.
March 28, 2021
Down payment assistance programs can help eligible homebuyers achieve their homeownership goals.
As the Director of Affordable Housing & Loan Servicing, I enjoy sharing in Waterstone Mortgage's important work with first-time homebuyers. I am also known as “DPA Dave.” It is rewarding to be able to help make the dream of homeowners
June 17, 2025
Many home loan programs offer low down payment requirements – or no down payment required at all.
Many down payment assistance (DPA) programs are offered on a state-by-state basis. However, the National Homebuyers Fund and Chenoa Fund DPA programs can be used with FHA loans nearly nationwide.
These programs offers up to 5% in assistance. FHA only
home construction loans at Waterstone Mortgage
Are you ready to build your dream home? Our Single Loan Close Construction Program makes getting one loan for the entire process simple. Let us focus on getting you financed while your general contractor
September 04, 2026
Here's what mortgage lenders look at when evaluating your credit.
January 01, 0001
There's no doubt that investing in real estate can be a great way to build long-term assets and generate rental income. But what’s the best way to finance your investment property deals?
If you’re a real estate investor, we can help you
September 17, 2024
Here are the types of funds you can (and can’t) use for an initial deposit for your home purchase.
As a medical professional, you work hard to keep our community healthy and safe — and that deserves a big “thank you.”
Our Medical Professional Program helps eligible healthcare professionals achieve homeownership with up to 100% fi
January 23, 2025
If you’re planning to buy a home soon, decreasing your DTI ratio could open up a wider range of mortgage opportunities for you.
August 10, 2026
Learn how student loans affect mortgage approval, what lenders look for, and practical steps you can take to improve your chances of buying a home.
February 02, 2024
Waterstone Mortgage offers a variety of loan options for those with no credit history.
November 20, 2023
Adjustable-rate mortgages, or ARMs, have an interest rate that changes over time. These loans offer a variety of benefits for many homeowners.
