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achieving your dream of homeownership is possible
The Home Possible® loan program is a conventional mortgage designed to bring homeownership within reach to more families and individuals. This means you! Tailored specifically to low- and moderate
what is HomeOne®?
HomeOne®, offered by Freddie Mac, is a conventional conforming mortgage program designed to provide a low-down payment option for borrowers, with no specific income or geographic restrictions.
accessible home loan financing with HomeReady®
Designed to make home loan financing more accessible, the HomeReady® mortgage loan program provides eligible homebuyers with a variety of ways to achieve their homeownership goals.
November 26, 2024
If you’ve ever been in the market for a new home, you might have heard terms like “conforming limit” or “jumbo loan” thrown around. This might seem like just another regulation or a hoop you have to jump through, but it&
Jennifer George is Waterstone Mortgage's VP – Investor Relations and Credit Policy.
what is the wealth building loan?
With no down payment required and the opportunity to build equity quickly, the Wealth Building Loan is a winning option for many homebuyers.
The Wealth Building Loan was designed with savvy homebuyers in mind –
First time buying a home? Don't worry — we're here.
January 01, 0001
understanding home equity
As a homeowner, one of your biggest assets is your home’s equity. Equity is the amount of your home that you own outright. This includes the amount you paid in cash up front (your down payment), plus the amount you pay
A home equity loan allows you to draw on the equity you've built in your home to receive a lump sum of funds in the form of a second mortgage.
Home equity loans can be a valuable financial tool for homeowners who need access to funds for specific pur
January 01, 0001
A home equity line of credit (HELOC) is line of credit that allows homeowners to borrow money against the equity in their home. It works somewhat like a credit card, where you have a predetermined credit limit, and you can borrow against it as needed
November 25, 2025
The FHFA’s updated 2026 conforming loan limit could expand buying power for many homebuyers.
June 17, 2025
Many home loan programs offer low down payment requirements – or no down payment required at all.
home construction loans at Waterstone Mortgage
Are you ready to build your dream home? Our Single Loan Close Construction Program makes getting one loan for the entire process simple. Let us focus on getting you financed while your general contractor
July 13, 2021
Your DTI ratio compares your monthly debts from bills against your gross monthly income to see how your money is balanced.
July 30, 2024
Several financial categories have an impact your credit score, which is one of the factors that lenders consider when deciding if you’re eligible for a mortgage.
February 16, 2024
Top tips for increasing your credit score.
September 02, 2024
If your credit score is less than perfect, check out these tips for improving your score and finding a mortgage loan that suits your needs.
February 23, 2024
The first step many people take to build good credit is getting a credit card and paying the full balance with every statement. After a few months of established history, a credit score will populate — and hopefully a pretty good one at that. (
August 20, 2020
Homeowners insurance protects you and your home in the event of an accident.
October 19, 2024
Private mortgage insurance is often required for conventional mortgage loans with less than 20% down.
August 02, 2024
Private mortgage insurance is sometimes needed to secure a mortgage; here’s how you can eventually phase it out of your monthly payment.
