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August 20, 2026
Breaking a big purchase into smaller payments can be convenient, but "Buy Now, Pay Later" accounts could potentially impact your mortgage approval process.
January 01, 0001
understanding home equity
As a homeowner, one of your biggest assets is your home’s equity. Equity is the amount of your home that you own outright. This includes the amount you paid in cash up front (your down payment), plus the amount you pay
A home equity loan allows you to draw on the equity you've built in your home to receive a lump sum of funds in the form of a second mortgage.
Home equity loans can be a valuable financial tool for homeowners who need access to funds for specific pur
January 01, 0001
A home equity line of credit (HELOC) is line of credit that allows homeowners to borrow money against the equity in their home. It works somewhat like a credit card, where you have a predetermined credit limit, and you can borrow against it as needed
At Waterstone Mortgage, we know that a home purchase is often the largest investment you will make in your lifetime. Our team works together to deliver the best mortgage experience possible. We will be there for you every step of the way, offering re
Should I refinance? Use this calculator to estimate how much a refinance will cost. Simply use the sliders or type in your loan details to see how a refinance could benefit your financial situation.
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