Shelbey Rivera

Shelbey grew up in the Treasure Valley, where her family’s roots run deep—not just in the community, but also in lending and building. Growing up on job sites with her grandfather and father taught Shelbey the value of hard work, craftsmanship, and creating homes that last. That foundation shaped how she serves clients today: with integrity, dedication, and a true understanding of what homeownership means. She is grateful to have her husband and two daughters always beside her in this industry. Their support fuels her passion for helping other families achieve their own dreams of homeownership.

With years of experience in mortgage lending and a background in construction and design, Shelbey brings a unique perspective to the home loan process. She doesn’t just help you secure financing—she helps you understand the “why” behind every step, so you feel empowered and confident in your decisions.

Shelbey specializes in creative loan solutions like 5% down construction loans, first-time buyer programs, HELOCs, and DSCR investment loans. Whether you’re building your dream home, upgrading, or refinancing, she will work tirelessly to find the right program to fit your goals.

For Shelbey, this business isn’t about transactions—it’s about people. Her mission is to build lasting relationships and guide you through one of life’s biggest milestones with care, clarity, and expertise.

Washington Consumer Loan Company Licensee #CL-186434.