Ken Jarosz

Ken Jarosz is a seasoned mortgage professional based in Fort Walton Beach, Florida, with more than 20 years of experience helping clients achieve their homeownership goals. His journey in the area began in 1974, when he arrived as part of a military family and has since witnessed — and lived through — the remarkable growth of Northwest Florida, from Fort Walton Beach and Destin to Crestview and Navarre. This deep local knowledge gives Ken a unique perspective on the communities he serves and the lifestyle they offer.

Ken began his mortgage career in 2001, training across all facets of the industry including processing, underwriting, closing, and post-closing operations. Under the mentorship of industry leaders, he developed a strong technical foundation and attention to detail that continues to benefit his clients today. In 2003, he transitioned into a loan originator role, where his passion for helping individuals and families achieve homeownership truly took shape.

Since then, Ken has spent over two decades guiding clients through home purchase and refinance transactions with a focus on clarity, education, and long-term trust. He takes pride in simplifying the mortgage process and ensuring clients feel supported at every step.

Ken joined Waterstone Mortgage to align with a company that shares his commitment to service, strong communication, and a seamless client experience from application through closing. His goal is to be a trusted mortgage partner for life — delivering reliable guidance and consistent support in every market cycle.

Looking for a local expert who understands Northwest Florida and the home financing process? Connect with Ken today for trusted guidance and a mortgage experience built on experience, service, and long-term relationships.