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Karen Zendels-Hagen
Karen Zendels-Hagen began her career in the mortgage industry in 1995. She has consistently worked with top mortgage companies in Mortgage Planning Management and Marketing capacities, as well as co-owned her own Certified Mortgage Planning company before joining Waterstone Mortgage.

A lot of people think that Karen is in the business of only doing mortgage loans. She really does not look at it this way. She will be helping you create, perhaps, the largest debt in your life, and therefore she has a responsibility to help you professionally manage that debt. As a Senior Mortgage Advisor, Karen sees her primary role as helping her clients integrate the mortgage loan they select into their overall short and long-term financial and investment goals, along with their payment and equity objectives. Karen will be helping you accomplish these same objectives.

Karen’s commitment to excellent service and accomplishing your objectives include:
· Quick Service-in house processing, underwriting, and funding ensure mortgages will be ready in weeks, not months
· Competitive Pricing-our volumes result in outstanding rates
· More Program Options-our lender relationships allow us to offer the most program flexibility, helping us to fulfill your needs
· Stable Ownership-we are a wholly-owned subsidiary of Waterstone Bank SSB

Karen enjoys travel with her husband, Sean, their cats, Cocoa and Chili, theatre, pinot noir, yoga, and boating on the beautiful west coast of Florida.
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