Julie Carlton

Julie Carlton is a mortgage professional based in Concord, New Hampshire, with nearly a decade of experience helping clients navigate the home financing process with confidence and clarity. Her background as both a mortgage underwriter and processor provides her with a well-rounded understanding of the lending process, allowing her to guide borrowers with insight, accuracy, and strong attention to detail.

Julie is known for her ability to build meaningful connections with her clients, creating a supportive and approachable environment where they feel comfortable asking questions and exploring their homeownership options. She is especially passionate about helping individuals in challenging situations — whether it’s a first-time homebuyer who doesn’t believe homeownership is possible, or a client navigating a divorce and determining how to retain their home.

In these moments, Julie takes a hands-on, compassionate approach — walking alongside her clients so they feel informed, supported, and never alone in the process. Her goal is to help each borrower understand their options and move forward with confidence, even in complex financial circumstances.

Outside of her mortgage career, Julie enjoys spending time with her twin sons, Wesley and Wyatt. She loves the outdoors, especially gardening, tending to hummingbird feeders in the summer, walking wooded trails, and spending time near rivers. Music, travel, and time with family and friends are also central to her life.

Julie holds a Bachelor of Science degree from Suffolk University and is actively involved in her community, supporting organizations such as Mary’s Dogs Rescue & Adoption in Northwood, NH, and Easterseals New Hampshire’s Veterans Count, which provides holistic services for veterans and their families.

Looking for a mortgage professional who will guide you through life’s more complex or emotional homebuying decisions? Connect with Julie Carlton today for compassionate, knowledgeable support and a mortgage experience built around understanding and trust.

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-140225.