Emily Johnson

Emily Johnson is a top-rated loan officer based in Waldorf, Maryland, serving homebuyers and homeowners throughout Southern Maryland. A lifelong resident of the region, she brings deep local market knowledge and a strong network of relationships with real estate agents, builders, and community leaders—allowing her to deliver a highly connected and efficient mortgage experience.

Emily specializes in home purchase loans, mortgage refinancing, and investment property financing. She takes a personalized, client-first approach to home financing, guiding borrowers through every step of the process with clear communication, education, and responsiveness. Whether working with first-time homebuyers, move-up buyers, or real estate investors, Emily is committed to helping clients make confident, informed decisions.

Known for her accessibility and service, she offers flexible availability — including evenings and weekends — to ensure clients receive timely support when they need it most.

Emily is actively involved in the Southern Maryland professional community as a member of the Southern Maryland Association of Realtors (SMAR) and the Calvert County Young Professionals Network, where she supports networking and community engagement initiatives. Her leadership and dedication to service have earned her recognition as the 2024 SMAR Affiliate of the Year, as well as graduation from the Leadership Southern Maryland program.

Outside of work, Emily enjoys exploring Maryland’s culinary scene, reading, and camping with her family. She and her husband are passionate sports fans who cheer on the Notre Dame Fighting Irish and the Baltimore Orioles.

Looking to buy, refinance, or invest in Southern Maryland? Connect with Emily Johnson today for expert local guidance and a mortgage experience built on relationships, responsiveness, and results.

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License # 41DBO-64139.