Chris Hardy

Chris Hardy is an Area Sales Manager and mortgage professional based in Ashburn, Virginia, with more than 20 years of experience in the mortgage banking industry. Throughout his career, he has built a reputation for delivering personalized home financing solutions backed by deep industry knowledge and a strong commitment to client success.

Chris takes a consultative approach to mortgage lending, working closely with each client to understand their unique financial goals and guide them toward the right loan solution. He is known for providing a high-touch, relationship-driven experience — combining clear communication, strategic guidance, and reliable execution from application through closing. His dedication to service has resulted in a consistently growing referral-based business from satisfied clients and trusted partners.

Before joining Waterstone Mortgage, Chris held roles with several established lending organizations, further strengthening his expertise across a wide range of loan programs and market conditions.

Chris earned both his Bachelor of Science in Business Administration and his MBA from Villanova University, where he was also a member of the football team. A lifelong Northern Virginia resident, he values strong community connections and long-term relationships.

Outside of work, Chris enjoys cycling, training for running races with his wife, traveling, and spending time with family and friends.

Have questions about buying, refinancing, or your mortgage options? Connect with Chris Hardy today for expert guidance and a personalized home financing experience you can trust.

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-181960.