Brittani Ratcliffe

Brittani Ratcliffe is a mortgage professional with more than 15 years of experience in the financial services and mortgage lending industries. Based in Christiansburg, Virginia, she serves homebuyers throughout Virginia, West Virginia, and the New River Valley region, bringing deep industry knowledge and a client-focused approach to every transaction.

Brittani is known for her strong communication skills, extensive professional network, and ability to build lasting relationships with both clients and business partners. She is committed to making the home financing process clear, approachable, and tailored to each borrower’s unique goals.

She offers a wide range of mortgage solutions, including Conventional, USDA, FHA, and VA loan programs, and works closely with clients to help them navigate their options with confidence—whether purchasing a first home, moving, or refinancing.

Outside of work, Brittani enjoys spending time with her husband Jeffrey and their three children, Maci, Emeree, and Gunner. Much of her family time is spent supporting her children’s sports activities and enjoying time together at the gym or pool during the summer months.

Brittani holds a bachelor’s degree from Bluefield State College and is a graduate of the New River Valley Leadership Program. She is actively engaged in her community as an ambassador for the Montgomery County Chamber of Commerce and is also a member of New Valley Fellowship Church in Narrows, Virginia.

Looking to buy, move, or refinance in Virginia or West Virginia? Connect with Brittani Ratcliffe today for expert guidance and a mortgage experience built on communication, trust, and long-term relationships.