Ben Allred

With over 25 years of experience in the financial and mortgage lending industries, Ben Allred is a dedicated and knowledgeable mortgage loan officer currently based in Fort Collins, Colorado, although he has many years of experience helping homebuyers in Arizona, Colorado, Utah, California, Idaho, and beyond. Ben is committed to putting his clients first by offering honest advice, clear communication, and tailored loan solutions to meet their unique homeownership goals.

Ben specializes in guiding homebuyers through the mortgage process with ease — whether they’re buying their first home, relocating, refinancing, or investing in property. He offers home loans in 48 states nationwide through Waterstone Mortgage.*

His deep understanding of loan products — including conventional, FHA, VA, jumbo, and refinancing options — allows him to create custom mortgage strategies for clients from a wide range of financial backgrounds. He prides himself on fast loan closings, responsive service, and making the mortgage process as streamlined and efficient as possible.

What sets Ben apart is his ability to break down complex financial information into easy-to-understand terms, empowering homebuyers to make informed decisions. His goal is to build long-lasting relationships and be a trusted mortgage advisor for life.

Outside the office, Ben loves spending time with his wife and four children, enjoying outdoor adventures such as hiking, biking, swimming, and snowboarding. Ben and his family proudly support MS Run the US, a cause that is close to their hearts.

Ben holds a bachelor’s degree in Russian with a certificate in East European Studies from Arizona State University, and he previously completed an international business internship in Moscow, Russia.

Contact Ben today for expert guidance and a complimentary mortgage consultation!


Licensed by the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #813J040. Washington Consumer Loan Branch Office Licensee # CL-816813.

Based on the location of the purchase property, Waterstone Mortgage loan applications may be referred to another loan originator within the company.