home is where your story begins
Ashley Botelho
With nearly fifteen years in real estate, Ashley Botelho has built her career on service, integrity, and results. She's proudly guided military families, first-time buyers, seasoned investors, and relocating families through every kind of market — always putting her clients' needs first. But her true passion? Helping clients who are at or nearing retirement make their next move with confidence. She calls it "Chasing Sunsets,” building a retirement to get excited about!

Today, Ashley has expanded her expertise into lending, helping clients nationwide secure the financing they need to achieve their retirement dreams. Whether you're downsizing to your forever home, purchasing that beachside retreat you've been dreaming about, refinancing to improve your financial position before retirement, or investing in property to build your legacy, Ashley brings her deep real estate knowledge to the lending process. She understands that this phase of life isn't just about transactions — it's about creating the lifestyle you've worked your whole life to enjoy.

Her unique background means she doesn't just find you a loan—she helps you see the bigger picture and make the smartest financial move for your future. Ashley knows the questions to ask, the pitfalls to avoid, and the opportunities that can make your retirement years truly golden.

Locally, Ashley continues to serve her community in real estate, the place where she's raising her three beautiful girls: Joplin, Greta, and Lily. She teaches them service, independence, integrity, and community by living those values every single day—both at home and in her career.

You might have also seen Ashley on TV, showcasing the people, places, and properties that make the Emerald Coast special. She's said it for years, and she means it — Ashley Botelho is in SERVICE, not sales.

Whether you're chasing sunsets or helping someone you love do the same, Ashley is here to guide you every step of the way.

How can she be of service to you today?
Tools You Can Use
See how Waterstone Mortgage’s construction loan and permanent financing solutions can help your clients.
We offer a variety of tools and resources for Real Estate Agents. See why partnering with Waterstone Mortgage can help close your clients' loans on time.
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