home is where your story begins
Nichole Curtis
Nichole Curtis is a Sales Manager and mortgage loan officer based in Ashburn, Virginia, with more than a decade of experience in home financing and over 25 years in customer service. She also brings valuable insight from her background in Private Wealth Management, allowing her to approach mortgage lending with a broader financial perspective.

Nichole is passionate about helping clients understand the home financing process and feel confident throughout their homebuying journey. With five years of experience as a loan processor, she offers a well-rounded, behind-the-scenes understanding of the mortgage process — enabling her to anticipate potential challenges early and create a smooth, efficient path from application to closing.

She specializes in working with first-time homebuyers and has extensive experience with VA, FHA, USDA, and Conventional loan programs. Known for her supportive, hands-on approach, Nichole is dedicated to delivering a clear, personalized, and stress-free mortgage experience.

Nichole’s commitment to excellence has earned her recognition as Rookie of the Year, along with top-producing loan volume within her first five years as a loan originator. In her leadership role as Sales Manager, she is equally passionate about mentoring and coaching loan officers — fostering a collaborative, growth-focused environment built on proven strategies, positivity, and continuous development.

Outside of work, Nichole enjoys traveling, spending time outdoors, running, and visiting her daughter at college. She lives near Winchester, Virginia, with her husband and their dog, Bailey. She is actively involved in her community as a co-leader of Inspiring Women in Real Estate in Northern Virginia, a supporter of Girl Scouts, and a volunteer reader for local elementary schools.

Whether you’re buying your first home or looking for expert guidance through the mortgage process, connect with Nichole Curtis today for knowledgeable support and a personalized home financing experience.

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-181960.
tools you can use
See how Waterstone Mortgage’s construction loan and permanent financing solutions can help your clients.
We offer a variety of tools and resources for Real Estate Agents. See why partnering with Waterstone Mortgage can help close your clients' loans on time.
Let's Get Soci@l