Down Payment Assistance for FHA Loans

Many down payment assistance (DPA) programs are offered on a state-by-state basis. However, the National Homebuyers Fund DPA program can be used with FHA loans nearly nationwide.

This program offers 3.5% in assistance — the exact down payment amount required for FHA loans.

program details

  • Up to 3.5% second lien assistance
  • Exclusively for FHA loans
  • Offered in 48 states (exception: NY and WA)
  • No income restrictions
  • No first-time homebuyer requirement
  • As low as 600 FICO 
  • Relaxed debt-to-income (DTI) restriction