FreddieMac BorrowSmart Access℠

We are proud to offer the Freddie Mac BorrowSmart Access℠ program, helping make homeownership more affordable for eligible homebuyers. With this program, homebuyers can receive up to $3,000 in down payment and/or closing cost assistance.

Freddie Mac BorrowSmart Access℠ benefits

Eligible homebuyers can use this down payment assistance program to:

  • Achieve the minimum down payment required for their home loan
  • Cover all or part of their closing costs
  • Lower their monthly mortgage payment and debt-to-income ratio
  • Bring less of their own funds to the closing table, retaining more funds for future needs 

program details

  • Up to $3,000 in assistance
  • Can be used in conjunction with other third-party DPA programs
  • Must be a first-time homebuyer
  • Income limits apply — call for details
  • 1- or 2-unit primary residence, owner-occupied
  • Pre-purchase counseling required


Geographical restrictions apply — contact your loan originator to learn more.