Asset Depletion Loans

If you have a high net worth but your income doesn't fit traditional lending guidelines, Asset Amplify — our asset depletion program — may be a great option. This program allows you to use your assets, like savings or investments, to help qualify for a mortgage.

 
Did you know?
Programs such as Asset Amplify allow eligible homebuyers with non-traditional income (such as entrepreneurs and self-employed individuals) to purchase a home.

about Asset Amplify

Asset Usage & Flexibility:

  • No need to use your assets as collateral
  • Your assets remain fully under your control — no transfers or management required
  • Can be used on its own or combined with other income

Qualification Approach:

  • Competitive qualification methodology

Loan Features:

  • Up to 80% financing available
  • Loan amounts up to $2 million (with higher amounts available in select cases — ask a loan originator for details)