Waldorf, MD Customer Appreciation Official Rules

No purchase, payment, or referral of any kind is necessary to enter to win. This promotion is sponsored by Waterstone Mortgage Corporation (“Waterstone Mortgage”). 

1. ELIGIBILITY: This contest is open to customers and non-customers of Sponsor, 18 years of age or older. Employees of Waterstone Mortgage Corporation and their immediate families are not eligible. This offer is void where prohibited or restricted. 
   
   
2. AGREEMENT TO OFFICIAL RULES: By submitting an entry, each entrant agrees to all the terms and conditions of these rules and agrees to be bound by these rules and the decisions of Waterstone Mortgage Corporation, which are final and binding. Winning a prize is contingent upon fulfilling all requirements set forth herein. 
   
   
3. ENTRY: To enter the contest, an entrant must (a) leave a review of their experience with Waterstone Mortgage Corporation, and (b) submit a guess for the total number of Reese’s Pieces in the contest container at the event. An entry form will be provided by Waterstone Mortgage Waldorf loan originator at the event. One entry per person. Multiple entries by a single individual will be counted as one entry. By entering, you agree to be contacted by Waterstone Mortgage Corporation regarding residential mortgage services.
   
   
4. ENTRY PERIOD: Entries will be accepted beginning on Saturday, October 4, 2025, at 10:00 a.m. and ending on Saturday, October 4, 2025, at 1:00 p.m. 
   
   
5. PRIZE: The prize is one (1) Nintendo Switch Lite – Blue [include approximate retail value $299.00]. The entrant whose guess is closest to the actual number of Reese’s Pieces without going over will be deemed the potential winner. In the event of a tie, the tied entrants’ names will be placed into a random drawing to determine the winner. The prize may not be substituted and is not refundable or redeemable for cash, except by Waterstone Mortgage Corporation, who reserves the right to substitute a prize with another prize of equal or greater value if the prize is not available for any reason as determined by Waterstone Mortgage Corporation in its sole discretion. The winner is responsible for any taxes and fees associated with receipt or use of the prize.
   
   
6. REQUIREMENTS OF THE POTENTIAL WINNERS: Except where prohibited, the potential winners may be required to complete and return an affidavit of eligibility and liability/publicity release within seven (7) days of being notified. If a potential winner fails to sign and return the Affidavit/Release within the required time period, an alternate entrant will be selected in his/her place in a random drawing of all entries received. Acceptance of a prize constitutes consent to use winner's name and likeness for editorial, advertising and publicity purposes without additional compensation, except where prohibited by law.  
   
   
7. GENERAL CONDITIONS: In the event that the operation, security, or administration of the contest is impaired in any way for any reason, including, but not limited to fraud, virus, or other technical problem, Waterstone Mortgage Corporation may, in its sole discretion, either: (a) suspend the contest to address the impairment and then resume the contest in a manner that best conforms to the spirit of these Official Rules; or (b) award the prize at random from among the eligible entries received up to the time of the impairment. Waterstone Mortgage Corporation reserves the right in its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the Contest or to be acting in violation of these Official Rules or in an unsportsmanlike or disruptive manner. Any attempt by any person to undermine the legitimate operation of the Contest may be a violation of criminal and civil law, and, should such an attempt be made, Waterstone Mortgage Corporation reserves the right to seek damages from any such person to the fullest extent permitted by law. Waterstone Mortgage Corporation’s failure to enforce any term of these Official Rules will not constitute a waiver of that provision. In case of a dispute as to the owner of an entry, entry will be deemed to have been submitted by the authorized accountholder of the screen name from which the entry is made. The authorized accountholder is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider, or other organization responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address. 
   
   
8. RELEASE AND LIMITATIONS OF LIABILITY: By participating in the Contest, entrants agree to release and hold harmless Waterstone Mortgage Corporation from and against any claim or cause of action arising out of participation in the Contest or receipt or use of any prize, including, but not limited to: (a) unauthorized human intervention in the Contest; (b) technical errors related to computers, servers, providers, or telephone or network lines; (c) printing errors; (d) lost, late, postage-due, misdirected, or undeliverable mail; (e) errors in the administration of the Contest or the processing of entries; or (f) injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from entrant's participation in the Contest or receipt of any prize. Entrant further agrees that in any cause of action, Waterstone Mortgage Corporation’s liability will be limited to the cost of entering and participating in the Contest, and in no event will Waterstone Mortgage Corporation be liable for attorney's fees. Entrant waives the right to claim any damages whatsoever, including, but not limited to, punitive, consequential, direct, or indirect damages. Each entrant waives the right to assert, as a cost of winning any prize, any and all costs of verification and redemption or travel to redeem a prize and any liability that might arise from redeeming or seeking to redeem a prize. 
   
   
9. DISPUTES: Except where prohibited, entrant agrees that any and all disputes, claims and causes of action arising out of, or connected with, the Contest or any prize awarded will be resolved individually, without resort to any form of class action, and exclusively by the appropriate court located in the State of Wisconsin. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, entrant's rights and obligations, or the rights and obligations of Waterstone Mortgage Corporation in connection with the Contest, will be governed by, and construed in accordance with, the laws of the State of Wisconsin, without giving effect to any choice of law or conflict of law rules (whether of the State of Wisconsin or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Wisconsin.
   
   
10. CONTEST RESULTS: To request the name of the winner, send a self-addressed stamped envelope to Waterstone Mortgage Corporation, ATTN: Neal Tipton, 2587 Crain Hwy, Waldorf, MD 20601. Requests must be received within fifteen (15) days from the end date of the contest.