home is where your story begins
Michael Bowen
Helping families realize the dream of homeownership is my passion. Working with Waterstone Mortgage in Albuquerque, I have been able to assist many families in obtaining financing, many for the first time, and it never gets old. To me, it's always been more than a job. Each loan is an emotional investment because for me as every Borrower is more than just a loan; they are my friends, neighbors, and community.

I have been providing mortgages to fellow New Mexicans for more than 30 years. I have originated New Mexico Mortgage Finance Authority (NMMFA), single-loan close construction loans, FHA 203K Rehabilitation Loans, Fannie Mae Home-style renovation, and the basic VA, FHA and Conventional loans. I have additional specialized knowledge in self-employed analysis and loan packaging.

My extensive experience as a loan originator and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual client. Everyone’s story is different, so no one loan will fit everyone’s needs. My job is to communicate well and find that perfect fit.

Buying a home is the single most important investment we make. Although it can seem intimidating, I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust.
Tools You Can Use
See how Waterstone Mortgage’s construction loan and permanent financing solutions can help your clients.
We offer a variety of tools and resources for Real Estate Agents. See why partnering with Waterstone Mortgage can help close your clients' loans on time.
Build More Wealth with Your Home
By entering your address below, you can track the value of your home and access the tools to build your wealth faster.
Let's Get Soci@l