Chrystal Vervaet

Born and raised in Florida, Chrystal Vervaet brings a fresh yet knowledgeable approach to the mortgage industry. With a master’s degree in business administration from Florida Gulf Coast University (FGCU) and a strong passion for finance, she uses her expertise to simplify the home loan process — especially for first-time homebuyers.

Specializing in a variety of loan programs, Chrystal is known for her ability to break down complex guidelines into clear, actionable steps. Through Waterstone Mortgage, she also offers a variety of down payment assistance (DPA) programs, which are especially helpful for first-time homebuyers. Whether helping a buyer get ready for their first home purchase or finding creative solutions for challenging files, Chrystal is a trusted partner who is approachable, resourceful, and detail-driven.

Chrystal proudly serves communities across Florida and supports organizations focused on strengthening families and advocating for children’s well-being. Outside the office, you'll find her paddleboarding, exploring Florida’s natural springs, or enjoying time with her kids.

Whether you're a first-time homebuyer or a seasoned homeowner looking to make a move, Chrystal is ready to help you navigate the mortgage process with confidence and clarity.

Connect with Chrystal and get started on your homeownership journey today!