The Affordable Lending Program at Waterstone Mortgage was created to help underserved communities by increasing homeownership in designated census tract areas.

This program has a low down payment requirement and offers competitive interest rates for first-time homebuyers — ask for details.

The Affordable Lending Program is available for specific properties only. So, only qualified homebuyers and certain properties in specific metropolitan statistical areas (MSAs) are eligible.

• As little as 3% down payment required

• Available for owner-occupied homes 

• FICO scores as low as 620 (options available for homebuyers with no credit score — ask for details)

• Possibility of no mortgage insurance — ask for details 

• Income limitations may apply — ask for details 

Affordable Lending Program

Stronger families. Stronger communities. Stronger together.

Geographical restrictions apply, contact your mortgage loan professional for additional information.

*Income limits may apply with certain accompanying programs. Contact your mortgage loan professional for additional information.