Home Possible Loans

Home Possible mortgage loan program

Want to buy your own home? It’s possible! If you are ready to purchase your own home and leave the rental life behind (see ya, landlord!), Home Possible was designed just for you. The Home Possible loan program provides financing options for qualified low- and moderate-income borrowers.


What are qualification requirements for Home Possible ?

To qualify for a Home Possible loan, you don’t have to be a first-time homebuyer, and there is no minimum reserve requirement (meaning you don’t have to have a big savings account). Some other features include:

  • Finance up to 97% loan-to-value (LTV)
  • As low as a 3% down payment (wow!)
  • Homebuyer education required for first-time buyers

Home Possible was designed to bring homeownership within reach to more borrowers. This means you! Contact us to learn more or to schedule a consultation with one of our mortgage loan professionals.


All loan requests are subject to credit approval as well as specific loan program requirements and guidelines. With Adjustable Rate Mortgage loans, the rate is variable and may increase or decrease every year after the initial fixed rate period based on changes to an index. This could result in an increase in the monthly payment.