GENERAL DISCLAIMER AND TERMS AND CONDITIONS ACCEPTANCE OF TERMS AND CONDITIONS Waterstone Mortgage Corporation (“Waterstone Mortgage”) maintains this website and various social media profiles (collectively the “Site”) to provide you with information regarding its products and services. The following Terms and Conditions (“Terms”) govern the use of the Site. Using the Site constitutes your agreement to the Terms, which Waterstone Mortgage may update from time to time with prior notice. By using the Site following such an update, you consent to be bound by the Terms as updated. We recommend that you review these Terms each time you visit the Site. If you do not agree to these Terms at any time, you are not permitted to use the Site. If you violate the Terms, Waterstone Mortgage reserves the right to seek all available remedies at law and in equity. You agree to use the Site for lawful purposes only and are prohibited from violating or attempting to violate the Site’s security. All content you see on the Site is intended only for personal, non-exclusive and non-commercial use. Waterstone Mortgage owns all of the right, title and interest to copyright in the pages, screens, text and images appearing on the Site. The information and materials contained on the Site cannot be downloaded, reproduced, published, modified, distributed, posted, or otherwise used except as provided herein without Waterstone Mortgage’s express written permission. THIRD PARTY WEBLINKING DISCLAIMER Waterstone Mortgage is not responsible for third parties’ (companies we link to from our websites) online security practices. In most cases, we provide links to non-Waterstone Mortgage websites solely to help you find more information about topics that interest you. Third party websites may have different privacy policies and/or security standards to govern their sites. Although Waterstone Mortgage makes a concerted effort to ensure that the information provided by third party sites is reliable and accurate, Waterstone Mortgage cannot, under any circumstances, endorse, represent, or warrant any information, product, service, etc. from third party websites. Waterstone Mortgage disclaims any warranties, endorsement or representation, express or implied, related to any product, service, advertisement or other information contained within a third party website. NO ENDORSEMENTS DISCLAIMER From time to time, individual Waterstone Mortgage employees may share opinions or content regarding third parties. Any opinions or content relating to third parties or links to third party sites shared or posted on Waterstone Mortgage websites or social media sites do not constitute an endorsement of any individual or organization by Waterstone Mortgage, nor does such activity indicate an affiliation with or sponsorship of the third party by Waterstone Mortgage. Any third party views or opinions contained in the content or on the third party websites are those of the respective authors and do not reflect the policies or position of Waterstone Mortgage, its employees, directors, officers, parents, or affiliates. CONSENT TO BE CONTACTED By liking any Waterstone Mortgage Facebook business pages or any posts on Waterstone Mortgage Facebook business pages, you consent to being contacted by Waterstone Mortgage. LIMITATION OF LIABILITY Waterstone Mortgage makes best efforts to update the Site regularly but makes no representations or warranties as to the accuracy of the information. If you do not agree with any of the Terms, as may be updated from time to time, your sole and exclusive remedy is to discontinue using the Site. You understand and agree that your use of the Site is at your sole risk and in no event will Waterstone Mortgage or any of its employees, directors, officers, or agents be liable to any party for general, direct, indirect, incidental, special, consequential, exemplary or punitive damages, including, without limitation, damages, losses, lost profits, costs of replacement, business interruptions, loss of data or damage resulting from or arising out of the use of the Site. You shall defend, indemnify, and hold harmless Waterstone Mortgage against any such loss or damages. Depending on your jurisdiction, the foregoing limitations on liability may not apply to you. You acknowledge and understand that your use of the Site shall be governed by the laws of the State of Wisconsin and all applicable Federal laws. You agree that venue shall be located in Waukesha, Wisconsin.